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Key Differences

MT4 and MT5 are both made by MetaQuotes, but they serve different purposes and trader profiles. The most important thing to understand: MT5 is not simply an upgraded MT4 — they use different programming languages and have different architectural approaches.

The core distinction:

  • MT4 = Pure forex platform, simpler, massive EA ecosystem
  • MT5 = Multi-asset platform, more features, modern architecture

Most forex traders who only trade currency pairs, metals, and basic CFDs will find MT4 perfectly adequate. Traders who want more technical tools, stock CFDs, or more sophisticated algorithmic capabilities should consider MT5.

Full Comparison Table

Feature MT4 MT5
Release year 2005 2010
Primary purpose Forex only Multi-asset
Programming language MQL4 MQL5
Timeframes 9 21
Indicators 30 built-in 38 built-in
Pending order types 4 6
Position accounting Hedging only Netting + Hedging
Economic calendar No Yes (built-in)
News feed No Yes (built-in)
Depth of Market (DOM) No Yes
Backtesting Single-threaded Multi-threaded
Asset classes Forex, CFDs Forex, CFDs, Stocks, Futures, Crypto
EA ecosystem Massive (20+ years) Growing
Free EAs available Thousands Hundreds
Strategy Tester Basic Advanced (multi-symbol)
Mobile app Full featured Full featured
WebTrader Available Available
Broker support Near universal Very wide
💡 XM offers both: XM provides MT4 and MT5 for all account types. You can even have multiple accounts on both platforms. If you're unsure, start with MT4 for simplicity, then open an MT5 demo to explore its additional capabilities before switching.

Who Should Use MT4?

Choose MT4 if:

✅ You trade only forex and basic CFDs (no need for stock CFDs or futures)

✅ You use or plan to use Expert Advisors (EAs) — MT4's EA ecosystem is much larger with thousands of tested, well-documented EAs

✅ You value simplicity — MT4's interface is cleaner for traders focused purely on price action and forex

✅ You're a complete beginner — MT4 is slightly easier to learn

✅ You rely on third-party signal providers — most signals services support MT4 first

✅ Your broker's best instruments are available on MT4

MT4 pros:

  • Massive, established EA library
  • Universal broker support
  • Lighter on system resources
  • Simpler order management

MT4 cons:

  • No built-in economic calendar
  • Only 9 timeframes
  • No native stock/futures access
  • Older architecture

Who Should Use MT5?

Choose MT5 if:

✅ You want to trade stocks, indices, or futures CFDs in addition to forex

✅ You appreciate the built-in economic calendar and news feed for fundamental analysis

✅ You need more timeframes for your strategy (M2, M6, H3, H6, etc.)

✅ You do algorithmic trading — MQL5 is more powerful and MT5's backtester is superior

✅ You trade in netting mode (futures-style where positions net out)

✅ You want a future-proof platform as MetaQuotes shifts development focus to MT5

MT5 pros:

  • 21 timeframes and 38 built-in indicators
  • Built-in calendar and news
  • Multi-asset trading
  • Superior backtesting
  • More order types (Buy Stop Limit, Sell Stop Limit)

MT5 cons:

  • Smaller EA library (MQL5 EAs are NOT compatible with MT4)
  • Slightly more complex interface
  • Fewer broker-specific customizations

Final Verdict

⚠️ Important: MT4 and MT5 EAs and indicators are NOT cross-compatible. An EA written for MT4 will not run on MT5 without being rewritten in MQL5. This is the biggest practical consideration if you plan to use automated trading.

For most retail forex traders: MT4 remains the reliable workhorse. It does everything you need for forex trading, has the largest ecosystem of tools, and is supported everywhere.

For traders wanting more: MT5 is the superior platform in almost every measurable technical dimension. As the industry gradually shifts toward MT5, learning it now positions you well for the future.

Our recommendation at XM:

  • Beginners → Start with MT4
  • Intermediate/Advanced → Consider MT5 or use both
  • Algo traders → MT5 for its superior backtesting
  • Multi-asset traders → MT5 is the clear choice

Both platforms are excellent. The "right" choice depends entirely on your trading style, goals, and the specific features you need.

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