XM Promotions & Bonuses (June 2026 Updated): Country-Based $100/$30 Offers and Terms

July 2026 XM consistency note: XM details can vary by country and legal entity. Current official XM pages list 8 group licenses, 1,400+ global assets, MT5/WebTrader/app access, and public promotions such as Refer a Friend and monthly competitions; welcome/deposit bonus tiles must be verified inside the live XM Members Area because eligibility depends on country, entity, KYC status and account type.

June 2026 field note: Treat any bonus figure as conditional until you have checked the current promotion page, eligible entity, minimum deposit and withdrawal rules. The practical value is in the terms, not the headline number.

Important notice#

Promotions change. Eligibility depends on region, regulator, entity, and client category. This hub is a comprehensive navigation guide to our detailed articles — it does not promise that you will see any specific offer today. The only authoritative source is XM's official website and your members area dashboard.

June 2026 update: new monthly deposit bonus structure#

From June 4, 2026, XM is moving eligible clients in many countries to a new deposit bonus structure:

• New clients may receive a country-based welcome bonus within the registration window.
• Saudi Arabia, Turkey, Algeria, Tunisia and Afghanistan have been shown with a 100% version where $100 qualifying funding can unlock $100 bonus credit.
• Iraq and Egypt have been shown with a $100 bonus under a 50% version, so the required funding/percentage is different from the 100% group.
• Other eligible countries may still see the $30 no-deposit/welcome bonus, but this is not a universal universal all-country promise.
• New and existing eligible clients may receive monthly deposit bonuses up to $5,000.
• The monthly bonus opportunity can reset each month and may increase with the client's trading activity during that month.
• Copy trading strategy manager accounts may be included, subject to XM's current terms.
• The bonus itself is not withdrawable; only profits may be withdrawable after all campaign conditions are met.
• XM states that deposit bonuses are not available for XM Ultra Low and Shares accounts.

This is a meaningful shift from the older way many traders described XM promotions as a universal $30 no-deposit bonus or a simple current country/entity-dependent bonus terms sequence. Older terms may still appear in some articles, screenshots or archived regional pages, but live eligibility should be checked inside the XM Members Area.

Why understanding XM promotions matters#

XM is one of the most heavily promoted Forex brokers globally, and their bonus campaigns generate enormous search interest. The problem is that marketing headlines ("$30 FREE!", "$100 BONUS!", "100% BONUS!") rarely convey the full picture of terms, volume requirements, withdrawal restrictions, and eligibility rules.

This hub connects you to our detailed analyses of each major promotion, so you can make informed decisions before opting in to any campaign.

Overview of XM's major promotions#

Country-based welcome bonuses — still available?#

What it is#

A promotional trading credit given to eligible new clients after completing registration and full KYC verification. Depending on country and entity, the offer may be a $100 deposit/welcome bonus or the older $30 no-deposit/welcome bonus. It allows you to trade on a live account with real market conditions, but the credit itself is not cash.

What it is NOT#

• It is not free cash you can immediately withdraw.
• It is not available to every person in every country, and the amount can differ by country.
• It is not a demo account balance — it is real trading credit on a live server.

Eligibility factors#

Whether you see the $100 or $30 offer depends on:

• Which XM entity registers your account (determined by your country of residence)
• Whether it is your first live account with that entity
• Current campaign status — XM can start, pause, or modify promotions at any time
• Your KYC status — typically requires full verification (ID + proof of address) before the bonus is credited

The volume requirement#

This is where most frustration occurs. The deposit bonus itself cannot be withdrawn as cash — only trading profits can be withdrawn, and typically only after you meet a minimum trading volume (measured in lots). The specific volume requirement is defined in the promotion terms for your entity and campaign.

Time limit#

Deposit bonuses typically have an expiry window — often around 60 days. After this period, unused bonus credit and any associated privileges may be automatically removed. Profits that already meet withdrawal conditions may remain, but confirm in your members area.

Detailed guides#

• XM deposit bonus 2026 updated guide
• deposit bonus: rules, KYC, withdrawals & extended FAQ
• Official "No Deposit Trading Bonus" terms explained (PDF-aligned)

Deposit bonuses: the new monthly structure#

How the tiers work#

XM's June 2026 structure is now better understood as a monthly deposit bonus programme rather than only a fixed first/second/third-deposit sequence:

Each month's cap, account eligibility and opt-in mechanics are described in XM's current campaign page and Members Area. Do not assume an old 100%/50%/20% screenshot still applies to your account.

Proportional bonus removal — the critical detail#

This is the mechanism most traders do not understand until they try to withdraw:

When you withdraw any amount while a deposit bonus is active, the bonus is reduced proportionally. The formula works on the ratio of your withdrawal to your total equity.

Example: Your equity is $1,000 (including $300 bonus, $700 own funds). You withdraw $350 (50% of non-bonus equity, but in proportional terms × $350 / $1,000 = 35% of total equity). XM removes 35% of the bonus ($105), leaving $195 bonus.

The exact formula is defined in XM's promotion terms. The key takeaway: every withdrawal while a bonus is active reduces your bonus — there is no way to withdraw only "your" money while keeping the full bonus.

Volume requirement#

Deposit bonuses also typically carry a lot volume requirement. You must trade a certain number of lots (relative to the bonus amount) before certain withdrawal conditions are satisfied. The ratio is specified in the campaign terms — it is not a universal number you can find on forums.

Detailed guides#

• XM back-to-back / monthly deposit bonus campaign explained
• XM 100% deposit bonus guide

How to withdraw profit earned with a bonus#

There is no single global answer to "how many lots do I need to trade?" because:

1. Different campaigns have different volume ratios.
2. The calculation depends on your specific bonus amount and the terms you accepted.
3. Your dashboard in the members area typically shows progress toward meeting the requirement.

General withdrawal flow with active bonus#

1. Check your volume progress in the members area.
2. If volume is met, submit a withdrawal request.
3. Proportional bonus removal applies to the withdrawal amount.
4. Remaining bonus stays active until expiry or until you withdraw the rest.

What happens to profit if the bonus expires?#

If the bonus expires before you withdraw, the bonus credit is removed. Profits that already meet withdrawal conditions typically remain in your balance as regular funds — but confirm this with XM support for your specific campaign, as terms can vary.

Also read: XM minimum deposit & withdrawal.

XM Loyalty Program — XM Points#

Beyond deposit and deposit bonuses, XM runs a loyalty program where active traders earn XM Points for every lot traded. These points can be converted into bonus credit or other rewards depending on your loyalty tier.

Tier structure#

XM's loyalty program typically has multiple tiers (e.g. Executive, Gold, Diamond, Elite) that offer increasing rewards per lot traded. Higher tiers may also unlock additional benefits such as faster point accumulation rates.

Key considerations#

• Points are earned on closed trades on live accounts.
• Converted bonus credit follows the same proportional removal and withdrawal rules as deposit bonuses.
• The loyalty program may not be available across all XM entities — check your members area.

Entity and regulation: why your location matters#

Your country of residence determines which XM entity registers your account, and this has significant downstream effects:

This is why two traders in different countries can see completely different promotion tiles on the same XM website.

For full entity breakdown: Is XM safe? Regulation review.

Should you accept a bonus? Pros and cons#

Potential benefits#

• Increased trading capital without additional deposit
• Test strategies with more margin available
• Reduced risk per trade (temporarily) due to larger equity base

Potential drawbacks#

• Complex withdrawal conditions that can lock your profits until volume is met
• Proportional removal reduces bonus on every withdrawal — you cannot "keep" the bonus while extracting funds
• Time pressure from expiry windows
• Psychological pressure to trade more volume to meet requirements, potentially leading to overtrading
• Terms can change — the version you accepted applies, but future campaigns may differ

Safety: codes, Telegram groups, and "guaranteed" bonuses#

The popularity of XM bonuses has spawned an entire ecosystem of scams and misinformation:

Red flags#

• Unofficial "bonus codes" websites — XM's promotions are typically automatic through the members area. If someone is selling you a "code," it is likely either phishing or worthless.
• Telegram / WhatsApp groups promising "guaranteed" bonus activation — legitimate bonuses do not require third-party intermediaries.
• "Recovery agents" who claim they can unlock bonuses or withdrawals for a fee — this is a secondary scam targeting frustrated traders.
• Cloned websites that look like XM but have slightly different URLs — always verify the domain before entering login credentials.

How to protect yourself#

• Bookmark XM's official URL and always navigate directly, never through links in unsolicited messages.
• Enable two-factor authentication (2FA) if available on your members area.
• Never share your password, trading account number, or members area login with anyone.
• Screenshot the promotion terms when you accept a bonus — terms can be updated, and you want the version you agreed to.

Comparison with other broker promotions#

• Forex deposit bonus overview 2026 — compares multiple brokers
• XM vs IC Markets
• XM vs Exness vs IC Markets
• XM vs eToro
• Best Forex brokers 2026

Related guides#

• XM spreads, fees & commissions
• XM account types: complete guide
• XM withdrawal problems & delays
• How to choose a reliable Forex broker