EUR/USD 1.12160 ▲ +0.39%
GBP/USD 1.34194 ▲ +0.15%
USD/JPY 157.900 ▲ +0.41%
XAU/USD 3918.62 ▲ +0.23%
USD/CHF 0.81963 ▼ 0.40%
AUD/USD 0.70082 ▼ 0.23%
USD/CAD 1.39740 ▲ +0.04%
EUR/GBP 0.83581 ▲ +0.24%
EUR/USD 1.12160 ▲ +0.39%
GBP/USD 1.34194 ▲ +0.15%
USD/JPY 157.900 ▲ +0.41%
XAU/USD 3918.62 ▲ +0.23%
USD/CHF 0.81963 ▼ 0.40%
AUD/USD 0.70082 ▼ 0.23%
USD/CAD 1.39740 ▲ +0.04%
EUR/GBP 0.83581 ▲ +0.24%
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Tools

Forex Swap Calculator 2026: Overnight Cost

Project financing cost or credit when holding a position overnight — and stress-test swing vs swap-free terms.

Forex Swap Calculator

Estimate overnight financing for swing trades and compare with Islamic admin fees.

Press Enter or tap Calculate — results update instantly.

Estimated swap total

Enter lots, nights and swap rates from your broker to estimate financing.

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Estimated swap total
Per-night effect -
Islamic path (est.) -

Now open a demo with the same risk

Use the lot size, stop and cash risk you just calculated on a demo first. Demo practice is not a forecast of live results.

Open XM Global demo

Affiliate disclosure

Swap calculator FAQ

No. Enter rates from your MT4/MT5 specification or broker schedule so the estimate matches your entity.

Many brokers charge three days of financing on Wednesday to account for weekend settlement. Toggle it when modelling multi-day holds.

Not always. Compare the admin schedule to ordinary swap for your hold length and symbols.

Before You Use This Tool

ForexTradeLab tools provide educational estimates for planning, but they do not know the exact terms of your live account. Final results can change because of spread, slippage, commission, leverage, account currency and contract size at your broker. Treat the output as a starting point, then compare it with the platform specification before placing a real trade.

Use conservative inputs: small risk per trade, a defined stop loss and a realistic account balance. On a small account, a modest change in stop distance or lot size can increase risk very quickly. It is better to compare calculator output with demo trade history before relying on it in a funded account.

The tools do not provide buy or sell signals and they do not choose a broker for you. Their job is to turn a trading plan into reviewable numbers, so you can see whether the trade still makes sense before emotion or high leverage enters the decision.