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Why Is Risk Management the Most Important Topic?

Most losing traders fail not because of bad strategy, but because of poor risk management. A trader with 60% win rate can still lose long-term without proper risk management.

The Golden Rule: 1-2% Rule

Risk no more than 1-2% of your account on a single trade.

Account Balance 1% Risk 2% Risk
$100 $1 $2
$500 $5 $10
$1,000 $10 $20
$5,000 $50 $100

Stop Loss: Your Insurance

Stop loss is an order that automatically closes your position when price reaches a set level. Use stop loss on every trade.

How to Set Stop Loss?

  • Based on technical levels (support/resistance)
  • Based on ATR indicator
  • Fixed pip distance (not recommended)

Position Size Calculation

Lot = Risk Amount / (Stop Loss Pips × Pip Value)

Example: $1,000 balance, 2% risk = $20 risk. 30 pip stop loss. EUR/USD pip value $10/lot. Lot = 20 / (30 × 10) = 0.067 ≈ 0.07 lot

Risk/Reward Ratio

Aim for minimum 1:2 risk/reward on every trade. If your stop loss is 30 pips, set at least 60 pips take profit.

10 Golden Risk Management Rules

  1. Use stop loss on every trade
  2. Never risk more than 2% per trade
  3. Set daily maximum loss limit (5%)
  4. Keep effective leverage low (1:10-1:20)
  5. Be careful with correlated pairs
  6. Reduce position size during news
  7. Don't add to winning positions
  8. Don't revenge trade
  9. Keep a trading journal
  10. Don't trade when emotional

Remember: No strategy can be profitable long-term without risk management. Protect your capital first, profits will follow.

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